Cookie Policy.
This is a draft pending legal review. The policy reflects the website's actual minimal-tracking design - no third-party advertising, analytics, retargeting, or session-replay tools. The deployed cookies list will be confirmed against the production implementation before publication.
What this policy covers
This Cookie Policy explains how cookies and similar tracking technologies are used on the effectiverm.com website operated by Effective Risk Management Pty Ltd. It applies to all visitors to the website.
This Cookie Policy should be read alongside our Privacy Policy, which sets out how we collect, use and protect personal information more broadly.
What cookies are
Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work, to make them work more efficiently, and to provide information to website operators.
Cookies can be:
- First-party cookies - set by the website you are visiting.
- Third-party cookies - set by services embedded within the website (e.g., advertising networks, analytics platforms).
- Session cookies - temporary; deleted when you close the browser.
- Persistent cookies - remain on your device for a defined period.
Similar tracking technologies include local storage, session storage, and web beacons. Where this policy refers to "cookies", it covers these technologies as well.
Our position on tracking
The EffectiveRM website is designed to minimise tracking. We do not deploy third-party advertising trackers, behavioural analytics pixels, retargeting cookies, session-replay tools, or social-media tracking scripts. We use a small number of first-party cookies necessary for site operation and security, and that is it.
This position is consistent with the data handling commitments published on our Trust & Security page: no advertising, no third-party trackers, no behavioural analytics pixels, no retargeting cookies.
Cookies we use
The following first-party cookies may be set when you visit this website:
| - Cookie | Purpose | Duration |
|---|---|---|
m1_session | Maintain an anonymous session identifier across page loads. Strictly necessary for site operation. | Session |
m1_csrf | Cross-site request forgery (CSRF) protection token. Strictly necessary for form security. | Session |
m1_consent | Records that you have viewed and acknowledged the cookie notice. Allows us to avoid showing the notice on every visit. | 12 months |
Exhaustive list of cookies deployed in production must be confirmed before publication.
Cookies we do not use
To be explicit about what is not deployed on this website:
If you encounter any tracking script on this website that is not disclosed in Section 04, it is unintended and should be reported to privacy@effectiverm.com so we can investigate and remove.
Managing cookie preferences
The cookies we use are strictly necessary for site operation and security. Disabling them will prevent the website from functioning correctly.
Because we do not use any optional cookies (advertising, analytics, behavioural), we do not currently provide an in-page cookie preferences manager. The minimal-tracking design means there is nothing to opt out of beyond the strictly-necessary cookies, which are required for site operation.
Browser controls
You can control cookies through your browser settings. Most modern browsers allow you to view and delete cookies on a site-by-site basis, block third-party cookies by default, or block all cookies entirely.
Updates to this policy
We may update this Cookie Policy from time to time. The current version is shown in the metadata at the top of this page.
If we materially change the cookies deployed - particularly if we ever introduce optional cookies for analytics - we will update this policy with at least 30 days notice and deploy an explicit consent banner.
Contact
For questions about this Cookie Policy or about cookies and tracking on this website:
privacy@effectiverm.com
Effective Risk Management Pty Ltd
Melbourne, Australia